State Farm Asbestos Siding

If you are absolutely unwilling to have asbestos siding you are legally allowed to remove it yourself from your own home in the state of minnesota.

State farm asbestos siding.

And make no mistake asbestos is dangerous. A brief history of asbestos cement siding. It was used in both commercial and industrial building materials due to its ability to insulate well. But aaa and at least one other insurer i contacted absolutely won t touch asbestos siding.

Which is asinine because the shit is tough as nails as long as you re not taking hammer to it. According to the occupational safety and health organization osha asbestos is a naturally occurring fibrous mineral that s known for its extreme durability and resistance to fire. Its resistance to heat made it a suitable insulating material for pipes floor tiles ceilings and other building materials. Asbestos siding is also non friable which means it s not releasing dust into the air.

Asbestos cement was first developed in 1905 by the johns manville company who became one of the premier manufacturers of cement asbestos materials. Installing vinyl siding will require disturbing the asbestos by nailing into it. Unless asbestos siding is disturbed it doesn t pose a significant health hazard and does not need to be removed. Asbestos is a naturally occurring mineral that was extensively used as a construction material before the 80s.

The portland cement binds asbestos fibers into a hard mass. It also doesn t burn which is great for insurance companies. The other products offered by affiliate companies of state farm bank are not fdic insured not a state farm bank obligation or guaranteed by state farm bank and may be subject to investment risk including possible loss of principal invested. The issue here is asbestos and the risks of serious lung diseases it can cause.

My siding is in fantastic condition and it s at least 60 years old. Asbestos was discovered to be a carcinogen in the 1970s causing cancers like mesothelioma and other lung. Both the epa and the vinyl siding institute recommend not disturbing asbestos if at all possible. Asbestos cement is a mixture of portland cement reinforced with asbestos fibers.

State farm and amica were other options among others. It s pretty serious but according to health canada one of the world s leading sources of unbiased information on the subject if.