Your roof s lifelong enemy is water and when leaks caused by other types of storms or just the old age of your roof start to expose the internal layers of your roof to moisture problems.
Storm damage on roof.
One factor that will come into play is the expected life of your roof.
When filing an insurance claim it is important to have evidence that the damage you are claiming is new.
If the storm produced hail check for roof damage as well as siding damage.
Hail damage commonly comes in the forms of dimples made by smaller chunks of hail that pound the outer layer of shingles.
Schedule and conduct a roof inspection.
According to the national oceanic and atmospheric administration noaa there was a total of 4 611 hail storms in the united states during the year 2018 with 2019 ending on a higher number as of year end more than 5 396 hail events were recorded although most people think that property and roof damage only occur in rare instances with larger than average hailstones even the smallest.
How to handle roof damage.
Stay safe avoid going on the roof to check for damage yourself and instead contact a professional roofer.
Consult your home insurance policy to determine what is and is not covered by your home insurance.
Refer to this roof storm damage checklist to help you better understand the type of damage your roof may have sustained and to evaluate whether you need an entirely new roof or just parts of it repaired or replaced.
If there s any extensive storm damage to your roof you ll want to call your insurer before you start looking into replacing it.
Roof storm damage checklist.
Climbing a ladder and walking around on a roof especially a damaged one can be very dangerous.
Often roof storm damage is not visible to the naked eye and partnering with a reputable roofing contractor who understands the issues is a benefit.
You can expect a bigger payout if a storm destroys your 5 year old roof than if your roof was already pushing 25 years at the time of the damage.
The last thing you need is for a storm to damage your roof and cause catastrophic loss.
These things happen though and you should learn what to watch out for.
Keep reading to find out 5 ways that storms can cause roof damage.
Roof storm damage claims should not increase your rates.
As always safety is first.
In some cases you ll be able to make a claim for the costs of repairing it.
If you do find storm damage let your roofing contractor guide you through the insurance claim process including negotiating the correct.