Storm Damage To My Roof

Roof storm damage checklist.

Storm damage to my roof.

Refer to this roof storm damage checklist to help you better understand the type of damage your roof may have sustained and to evaluate whether you need an entirely new roof or just parts of it repaired or replaced. If your roof is damaged or you suspect your roof incurred damage after a storm you should do the following. Most home insurance policies cover unexpected roof damage. One factor that will come into play is the expected life of your roof.

Inspect your attic for leaks or water damage. If your roof was damaged in a storm or by fallen debris then your home insurance should cover the cost of repairing your roof to its pre loss condition. Follow these steps to check for storm damage to your roof. Hire a contractor to make temporary repairs immediately.

Often roof storm damage is not visible to the naked eye and partnering with a reputable roofing contractor who understands the issues is a benefit. Your roof s lifelong enemy is water and when leaks caused by other types of storms or just the old age of your roof start to expose the internal layers of your roof to moisture problems. Depending on your coverage you may be entitled to a full replacement or at least something to help with the cost. Thunderstorms tornadoes hailstorms and hurricanes can tear shingles from your roof and give your roof a beating with tree branches.

As always safety is first. Not only does having a leak or hole in your roof provide unwanted access points in your house but you re also risking further damage to everything inside. Also if any water stains appear on your ceiling or walls you likely need repairs or a roof replacement. If you do find storm damage let your roofing contractor guide you through the insurance claim process including negotiating the correct.

Know that hail storms wind storms and other damage from natural disasters are all considered losses against your insurance policy so be aware follow these steps and work with your contractors and insurance company to make the roof insurance claim process as smooth as possible. If you need to file a claim state farm works with you throughout the insurance claim process. You can expect a bigger payout if a storm destroys your 5 year old roof than if your roof was already pushing 25 years at the time of the damage. The mother of all roofing issues rain roof damage is the most common and of the most noticeable of all the types of storm damage that happens to your roof.

Roof storm damage claims should not increase your rates. How roof damage insurance claims work. Schedule and conduct a roof inspection.